No, the cash assets of all Pillar 3a foundations are only privileged in the event of the custodian bank’s bankruptcy. The privilege means that the assets are to be allocated to the second bankruptcy class. Your money, which is not invested in securities, is managed by WIR Bank, a purely Swiss and cooperative institution. With the bankruptcy privilege, cash assets of up to CHF 100’000 per client are given preferential treatment in the event of bankruptcy of the account-holding bank. Securities are held at Credit Suisse. Securities are regarded as special assets, are also protected in the event of the custodian bank’s insolvency and are not included in the bank’s bankruptcy assets. More information can be found at: