Each customer determines his or her personal strategy in the onboarding process. This defines how the assets are distributed across various asset classes and regions (e.g. 10% equities in Switzerland). As a result of movements in the financial markets, the effective distribution of assets may differ from the defined strategy (in case of good Swiss equity markets, for example, the Swiss equities share may increase to 12%). Automatic rebalancing checks these deviations on a monthly basis and, if necessary, returns the client’s assets to the defined strategy. The same goes for your deposit. On the monthly rebalancing day, the money is invested in your desired strategy.