Traditional investment funds are often “actively” implemented and try to beat the underlying index (e.g. SMI). However, the active management of assets causes additional expenditure, which is reflected in higher costs. Our strategies, on the other hand, are passively implemented with index funds and ETFs. These reflect the underlying index directly and are correspondingly inexpensive. Our strategies also resemble a modular concept, as several index investments are used for each strategy (per asset class and region). Accordingly, our strategies are only available from VIAC and are not publicly available.