With the VIAC Account Plus, 95% of pension assets are held in the account at a preferential interest rate of 0.1% per annum. The remaining 5% are invested globally and broadly diversified in equities. There are no custody fees, brokerage fees, administration fees or product costs. With the investment focus Global or Switzerland, product costs are also included. External product costs of approx. 0.01% are only incurred for Sustainable implementation.