The aim of an investment in pension funds is always to preserve or increase the assets invested. On the other hand, an investment in the financial markets is always associated with various risks. In this way, the value of pension assets can fall or rise. As a rule of thumb, the higher the expected return (the more stocks), the higher the associated risks (the greater the fluctuations). In the implementation process, we strive to minimize the risks for each client, for example, implementation by means of index funds and ETFs is much more broadly based than implementation by means of individual securities.

The most important risks include the following: Price risk, exchange rate risk, counterparty risk, securities lending, interest rate risk and various general economic risks such as inflation, economic activity, geopolitical risks etc.