Your money is at the Terzo Pension Foundation of the WIR Bank. The cash portion is in the Terzo Pension Foundation’s interest-bearing collective account. Credit Suisse acts as custodian bank for securities within the Terzo Pension Foundation. Your money will be kept safe in Switzerland. Incidentally, the cash portion of your pension assets enjoys a bankruptcy privilege (max. CHF 100’000 per client) in the event of bankruptcy of the bank. More information can be found at: www.esisuisse.ch