The client can choose between “Global”, “Switzerland” and “Global Sustainable”. We recommend focusing on “global” in order to keep investment costs as low as possible and spread investment risks as widely as possible. Strategies with investment focus “Switzerland” invest at least 75% in Switzerland across all asset classes. The “Global Sustainable” focus does not invest in gold, companies in the alcohol, gambling, tobacco, eroticism, nuclear power and weapons sectors. In addition, all equity investments outside Switzerland are made in accordance with the strict ESG sustainability criteria. For these sustainable strategies, the sustainable ETFs used cause an average additional cost of about 0.10%.