If you need to insure, then do it cost-effectively and flexibly with VIAC Life Plus.

Helvetia Swiss Life Insurance Company Ltd. is the insurance partner of VIAC. In the event of a claim, the coverage will be paid out by VIAC.

No. A separate invoice amount will be issued for the optional coverage and will not be debited from your Pillar 3a / vested benefits account.

Yes, you can cancel the risk insurance(s) within 14 days after conclusion. The already paid invoice amount will be fully refunded minus a processing fee of 1.1%. The insurance coverage is retroactively inactive from the start of the coverage. After 14 days, a cancellation is no longer possible.

You can terminate the risk coverage(s) at any time and without notice periods in the desktop app under the VIAC Life product. After successful termination, the coverage ends upon expiration of the current coverage.

You can increase or reduce your risk coverage(s) at any time in the desktop app under the VIAC Life product:

• When increasing coverage, it is mandatory that you answer the risk questions. After a positive risk assessment and full payment of the invoice amount by credit card, the increased coverage is valid for another year from the next day of the application. Important: Your coverage increase will only be activated with your full payment of the invoice amount. As long as the invoice amount is outstanding, you are covered at the current coverage level.

• You can reduce your coverage without a risk assessment. The reduced coverage is valid for another year from the day following the application. Any existing invoice credit for the existing coverage level will be deducted from the new invoice.

Coverage adjustments that result in a credit will be refunded to you via your personal bank account after deduction of a processing fee of 1.1% (due to the incurred credit card fees).

The risk coverage is valid for one year (=one insurance period) and is automatically extended by one year – unless you have cancelled the coverage.