Smart investing, impressively cost-effective.
Fees
Maximum flexibility at lowest cost!
VIAC offers you the lowest average costs – over 70% lower than comparable offers – while at the same time providing maximum benefits. Thanks to the free integrated Life Basic coverage, you receive up to 25% additional payout in the event of disability or death.
Invest up to CHF 8’500 free of charge! Then 0.00% – 0.43% total costs incl. product fees
Invite friends and benefit for life!
Invite your friends to VIAC and benefit together – for a lifetime!
Every friend who follows your invitation and becomes an active VIAC client will increase your reward level. We completely waive our administration fee for the specified amount of assets.
| Get invited | CHF 1’000 | ||
| 1. | invitation | +CHF 1’000 | CHF 2’000 |
| 2. | invitation | +CHF 1’250 | CHF 3’250 |
| 3. | invitation | +CHF 1’500 | CHF 4’750 |
| 4. | invitation | +CHF 1’750 | CHF 6’500 |
| 5. | invitation | +CHF 2’000 | CHF 8’500 |
Invest up to CHF 8’500 free of charge – for life!
Total costs cover:
- Custody fee
- Product fees
- Foundation fee
- Transaction fees
- Administration fee
- Life Basic protection for disability or death
You pay no:
- Basic fee
- Retrocessions/other commissions
- Performance fee
- Closing fees (exception: home ownership promotion)
- Fees for deposits/withdrawals
Total costs of the available investment plans can be seen under Strategies.
* Compared to the average costs (1.29%) of all securities solutions offered by SZKB, UBS, Credit Suisse, VZ Vermögenszentrum, Raiffeisen and ZKB as of 17.05.2020.
Fee calculator
You think saving one percent a year isn't worth it? Then you underestimate the compound interest effect. Save up to * more for retirement when switching to VIAC.
Expected pension savings at age
Your added value at VIAC*
CHF
* Compared to the average costs (1.29%) of all securities solutions offered by SZKB, UBS, Credit Suisse, VZ Vermögenszentrum, Raiffeisen and ZKB as of 17.05.2020.
Your added value:
The chart shows how much of the added value is lost at a competitor due to transaction costs, custody fees, product costs or lost compound interest. The effect of compound interest is particularly pronounced over a long savings period and a high expected return.
Transaction Costs
Custody Fees
Product Costs
Loss of Compound Interest
VIAC added value
