VIAC Life
Free base protection
In the event of disability or death, you now receive up to 25% in addition to your pension assets. For every CHF 10’000 of assets invested in securities (calculated on the basis of the previous month), VIAC will provide you with free base protection coverage of CHF 2’500 (max. CHF 250’000) in the event of death or disability (70% – degree of disability).
This coverage is paid to you or your beneficiaries in the event of a claim in addition to your VIAC 3a retirement assets.
More return
Your money earns interest as soon as it arrives.
When your money is transferred, it will be placed in your transitory account and bears interest directly. As soon as we have received the withdrawal statement from the previous pension institution, we will allocate your assets to the mandatory and/or extra-mandatory segments. Your assets are then automatically invested in the chosen strategy with the next rebalancing (always the first trading day of the month).
Transfer existing vested benefits assets and save fees!
Whether existing vested benefits or pension fund assets, a transfer to VIAC is very simple.
Create your personal transfer order right in the app and send it directly to your previous pension foundation. It’s that easy and you’ll save on fees, day after day, year after year.
Individual strategy
Attention financial professionals
With over 70 index funds and ETFs to choose from, there are almost no limits to your individual strategy. Your own strategy does not cost you more than our standard strategies. You profit from the same favourable conditions!
Our system automatically checks the compliance with the regulatory bandwidths. This ensures that the maximum weights are not exceeded and diversification is sufficiently high. You can find an overview of all funds here: www.viac.ch/en/vested-benefits/strategies
More flexibility
Define an individual strategy per segment without splitting.
Thanks to the segmentation of your vested benefits assets into the mandatory and/or extra-mandatory segments, you can choose a separate strategy per segment. This gives you additional flexibility. No splitting is involved here – it remains one vested benefits relationship.
