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Pillar 3a at VIAC: cost-effective, simple and digital!

Invite friends and benefit together

Features

With the VIAC Pillar 3a, you benefit from numerous features

VIAC offers you a simple and efficient way to take your pension into your own hands.

Life Basic

Free protection with Life Basic

Thanks to Life Basic, all VIAC customers receive up to 25% in addition to their accumulated pension assets in the event of disability or death. For every CHF 10'000 invested, you receive Life Basic coverage of CHF 2'500 in the event of death or disability.

More about Life Basic

Invite friends

VIAC Lifetime Reward 🙌

Invite your friends to VIAC and benefit together – for a lifetime! Every friend who follows your invitation and becomes a VIAC customer is worth something to us. We waive the administration fee for the specified amount! With five friends, that’s CHF 7’500 of your retirement assets, on which you don’t pay any longer the administration fee – for a lifetime. Best of all: Your friend also benefits and pays no administration fee on his first CHF 1’000 for the rest of his life.

Multiple 3a accounts

Open up to 5 VIAC portfolios

Within seconds from 1 to 5 portfolios. Simply open multiple portfolios in the VIAC app, allowing a staggered withdrawal of your Pillar 3a portfolios. You can define a separate strategy for each portfolio.

Simple Transfer

Transfer existing 3a assets to VIAC?

This is very simple! Create your personal transfer order right in the app and send it directly to your previous pension foundation. It’s that easy and you’ll save on fees, day after day, year after year.

Individual strategy

Just the way you like it: Your individual strategy

Create your own strategy from a variety of index funds and ETFs. Our system takes care of the rest, so that your assets can grow over the long term. The focus "Individual strategy" does not cost you more - you benefit from the same favorable conditions as with our standard strategies. Compliance with the regulatory ranges is automatically checked by our system. This ensures that the maximum weightings are not exceeded and that the diversification is sufficiently high.

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