Think long-term, invest long-term: With VIAC Invest
Invest overview
VIAC Invest for private savings
VIAC offers you digital asset management at a top price! Until 31.12.2025, VIAC waives the administration fee 🙌 After that, you only pay 0.25% per year on the invested share, no matter how often and how much you deposit or adjust your strategy.
VIAC Invest for your future
A simple savings and withdrawal plan
VIAC Invest offers you a simple and cost-effective way to implement savings and withdrawal plans.
- Wealth accumulation: Invest your monthly surplus and benefit from the average cost effect.
- Withdrawal plan: Withdraw your pension fund and live off it1? A withdrawal plan makes this a breeze.
1 You are not guaranteed a fixed pension; you live off the earnings and/or asset consumption
Savings plan calculator
Withdrawal calculator
Performance:
- good
- medium
- poor
Note
This overview is based on historical and representative index data of the last 15 years. The values shown represent the displayed strategy after deducting our administration fee and the corresponding product costs.
The three lines show poor (5%-quantile/yellow), medium (50%-quantile/black) and good (95%-quantile/green) performance. There is a low probability of performance lying outside these lines - these cases are represented by the lighter areas (1% and 99%-quantiles).
Past performance is no guarantee of future performance. Actual returns can deviate significantly from estimates
An investment solution without complicated fees - transparent and cost-effective.
Lowest administration fees
VIAC waives the administration fee completely until 31.12.2025. And after that, at a maximum of 0.25% p.a., it will still be much lower than that of comparable competitors.
No margin on currency exchange
VIAC Invest does not apply a surcharge on currency exchange. This means that no foreign currency costs are incurred when buying or selling VIAC funds.
No stamp duty
In contrast to exchange-traded ETFs, VIAC funds do not incur any stamp duty when buying and selling. This saves you up to 0.3% in fees.
Free eTax statement
Benefit from the free eTax statement when preparing your tax return. Completing your tax return is just as easy as investing with VIAC Invest.
Smart investing pays off
You benefit from many advantages with a savings or withdrawal plan from VIAC Invest.
Um das etwas verstaubte Image der freiwilligen Altersvorsorge aufzupolieren, haben Banken und Fintech-Unternehmen moderne 3a-App-Lösungen lanciert. Der Pionier und Marktführer auf diesem Gebiet ist Viac, der bereits 2017 eine Vorsorge-App lanciert hat.
Die Nutzerführung von Viac ist vorbildlich. Der Kontoeröffnungsprozess ist schlank und einfach zu bedienen
Mit dem neuen Angebot von Viac können 3a-Sparer ihr Vorsorgegeld voll in Aktien investieren. Ein Vergleich zeigt: Langfristig rentiert das besser als andere 3a-Wertschriften-Lösungen. So tiefe Gesamtkosten sind zurzeit unschlagbar.
Fintech macht es möglich: Junge Unternehmen dringen in immer weitere Bereich der Finanzdienstleistungen vor und machen arrivierten Anbietern Konkurrenz.
Das Jungunternehmen VIAC arbeitet mit der Vorsorgestiftung der WIR-Bank zusammen und fordert die etablierten Banken mit tiefen Gebühren heraus
Ein Vergleich zeigt: Ein 3a-Konto per App kann massiv Gebühren sparen.
Gebühren und Kosten werden transparent ausgewiesen und auch erklärt. Dazu kommt, dass Viac im Vergleich mit sehr tiefen Gebühren überzeugt.
Eine kostengünstige Anwendung für Smartphones erleichtert Kunden das Sparen mittels der Säule 3a.
Wer Geld fürs Alter sparen will, kann in die Säule 3a einzahlen. Um die Möglichkeit, dieses 3a-Geld nicht einfach in bar auf einem Konto zu deponieren, sondern in Aktien anzulegen, gibt es nun eine App.
Your trust – our most valuable asset.
INVEST: A product of VIAC Invest AG
VIAC Invest AG is a Swiss fund management company that is 100% owned by the cooperative Bank WIR and is directly supervised by the Swiss Financial Market Supervisory Authority (FINMA).
Money that you do not invest in securities is held at VIAC Invest AG. A default guarantee from Bank WIR fully secures your cash balance including interest in the event of bankruptcy of VIAC Invest AG.
Interest
0.60%
Your VIAC fund units are held directly at VIAC Invest AG as fund management company. Just like in a custody account with a bank, these fund units are considered special assets and are protected in the event of insolvency.
VIAC Invest AG as fund management company uses Regiobank Solothurn as custodian bank for the security units within the VIAC funds. These fund units are considered special assets and are protected in the event of the custodian bank's insolvency.
