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The VIAC vested benefits: cost-effective, simple and digital!

Invite friends and benefit together

Features

Benefit from many features with the VIAC vested benefits account

VIAC offers you a simple and efficient way to take your retirement planning into your own hands.

Life Basic

Free protection with Life Basic.

Thanks to Life Basic, all VIAC customers receive up to 25% in addition to their accumulated pension assets in the event of disability or death. For every CHF 10'000 invested, you receive Life Basic coverage of CHF 2'500 in the event of death or disability.

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More return

Your money earns interest as soon as it arrives.

When your money is transferred, it will be placed in your transitory account and bears interest directly. As soon as we have received the withdrawal statement from the previous pension institution, we will allocate your assets to the mandatory and/or extra-mandatory segments. Your assets are then automatically invested in the chosen strategy with the next weekly trading day.

Simple transfer

Transfer existing vested benefits assets and save fees!

Whether existing vested benefits or pension fund assets, a transfer to VIAC is very simple. Create your personal transfer order right in the app and send it directly to your previous pension foundation. It’s that easy and you’ll save on fees, day after day, year after year.

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Individual strategy

Just the way you like it: your individual strategy

Create your own strategy from a variety of index funds and ETFs. Our system takes care of the rest, so that your assets can grow over the long term. The focus "Individual strategy" does not cost you more - you benefit from the same favorable conditions as with our standard strategies. Compliance with the regulatory ranges is automatically checked by our system. This ensures that the maximum weightings are not exceeded and that the diversification is sufficiently high.

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More flexibility

Define an individual strategy per segment without splitting.

Thanks to the segmentation of your vested benefits assets into the mandatory and/or extra-mandatory segments, you can choose a separate strategy per segment. This gives you additional flexibility. No splitting is involved here – it remains one vested benefits relationship.

Invite friends

VIAC Lifetime Reward 🙌

Invite your friends to VIAC and benefit together – for a lifetime! Every friend who follows your invitation and becomes a VIAC customer is worth something to us. We waive the administration fee for the specified amount! With five friends, that’s CHF 7’500.- of your retirement assets, on which you don’t pay any longer the administration fee – for a lifetime. Best of all: Your friend also benefits and pays no administration fee on his first CHF 1’000 for the rest of his life.